6. I don't have very much start up cashflow but would like to start right away what should I do first?
Leasing really isn't a good option because you will end up paying three or four times more then what you would have paid to own the equipment. Free Credit Card Processing is offering the equipment free when you sign a one year contract which is really a stellar deal. Also, at the end of the lease the leasing company will determine how much the hardware or software is and charge you 10% of the payments you made which could turn out to a further $200-$400 out of your pocket. Also if you do cancel you will also need to contact the leasing company to let them know you cancelled.
This will also turn into a month to month rental if you don't cancel and essentially if you do decide to lease check out the buyout option and make sure you read the contract carefully. Also, don't forget that some companies like Charge.com and Free Credit Card Processing.com offer the software/equipment free.