Ready to Apply for a Merchant Account?

So now the time has come and you have decided you want to officially apply for your first merchant account. For those of you looking for an inexpensive solution with minimal startup costs we strongly suggest Charge.com or Free Credit Card Processing. This will save you $500 - $1,000 in start up costs alone. If you aren't worried about the up front costs then GotMerchant definiately has the best competitive pricing on the market. If you plan to do wireless processing then Merchant Express is definitely a viable option.

If your company is located overseas then you may want to check MultiCards and if you are based in Canada and ready to start your own business then paypal is by far the best solution for you. I have used paypal for the past 3 years and it has been effecient and reliable and very flexible allowing me to transfer money into a wide variety of currency including Euro (€) and Pound Sterling (£). If you already use paypal and you are based in Canada I would check back as I am actively seeking a time frame for when Google Checkout will be available to Canadians as it is not available as of yet.

Applying for a merchant account is very easy, the hard part is finding one that will save your business the most money and provide reliable service and offer 24.7 support. The companies listed below provide awesome service and they are listed from left to right in order of cost.