For those who are looking at long term flexibility then you will want to visit and apply for a merchant account as they offer phenomenal rates to their customers. They treat them like gold and are highly recommended. If you are looking to save money up front and expect your business to only last a few years or so then you may want to visit Complete Merchant Services and Complete Merchant Services offers a free digital terminal for retail merchants.

MultiCards is designed for those who are in the high risk business such as Pharmacy, Gambling, or in the Adult Industry. They charge high rates and are not recommended for businesses who are not high risk as they charge higher fees then even PayPal. So take a look through the rates and you can either click the company logo on the left or click the apply now buttons on the right to fill out a quick 15 minute application. All of the companies listed are very quick in the approval process and you can start processing credit card transactions usually within 24 hours.

Looking for a Canadian Merchant Account Provider? We have what you need right here. Our Canadian banks provide the lowest rates in credit card processing industry.