MultiCards is designed for those who are in the high risk business such as Pharmacy, Gambling, or in the Adult Industry. They charge high rates and are not recommended for businesses who are not high risk as they charge higher fees then even PayPal. So take a look through the rates and you can either click the company logo on the left or click the apply now buttons on the right to fill out a quick 15 minute application. All of the companies listed are very quick in the approval process and you can start processing credit card transactions usually within 24 hours.

Looking for a Canadian Merchant Account Provider? We have what you need right here. Our Canadian banks provide the lowest rates in credit card processing industry.

PayPal is a great place to start for new companies who are just starting out in processing credit card transactions. Once you have established your business you may want to change to a new credit card processor that can offer you better rates. PayPal has set rates based on volume, however the companies we have listed can base it on other factors such as good credit history and average transaction ticket.

If you still have questions about fees or other related questions feel free to visit our FAQ page.

When looking for a merchant account provider how do I find the right one?

When first approaching a merchant account provider remember to keep in mind that each one has their own sales team and sometimes the sales team is ultimately trying to make the sale and may not mention some of the fees associated with having the merchant account. So try to be thorough with the fees and how much it will cost to have the merchant account.

Not all merchant account providers will do this and the ones listed on this site have been in business for several years so having a problem will be very unlikely. However other merchant service providers may not be upfront or honest and they are usually the newer startups who have very little experience in the industry.

Make sure that lowest price is not always the best price as the merchant account provider is handling your money. That is correct YOUR money so it is a good decision to make sure that the company has been in business for a few years and is trusted by others. Not all credit card processor sare the same or deliver the same service.

There are also processors out there that specialize in internet businesses while others specialize in retail you will want a processor that specializes in your business type. You can make the best decisions regarding choosing the right processor by asking questions. The more questions you ask the better you will understand their business process.

Keep in mind that every business is different and you should make it very clear to the processor what you are selling. You will need to make sur ethey understand what you are selling or down the road it will be quite clear they did not understand what you are selling and it could cost your business. Moo News